Banks Say "No," We Say "Yes."

 Unbeatable rates on Government & Conventional loans, plus flexible solutions for self-employed borrowers and great programs available for Investors!

Gem Goktepe

Gem Goktepe

NMLS# 1812307

Phone: (813)-919-9925

Email: gem.goktepe@pmfmortgage.com

Tanner Goktepe

Tanner Goktepe

NMLS# 2171656

Phone: (813)-568-2291

Email: tgoktepe@pmfmortgage.com

Welcome to Mortgage Skyhill Team powered by Pioneer Mortgage Funding.

We’re a father-and-son mortgage team dedicated to delivering a smarter, more personalized lending experience. With decades of combined industry knowledge and access to a wide network of lenders, we specialize in finding solutions where others fall short.

No two clients are the same — and your mortgage shouldn’t be either. Whether you're purchasing, refinancing, or investing, we tailor every loan to fit your exact financial goals.

Our streamlined digital process makes it easier than ever to get started. You can apply securely online, get pre-approved, compare loan options, and run real-time scenarios using our interactive tools — all from the comfort of your home.

If you’ve been told “no” elsewhere, you’re in the right place. We’re here to find a way to get you to “yes.”

Some of our niche programs include:

  • Government & Conventional Loans with GREAT PRICING!
  • Self-Employed Mortgage Solutions (Bank Statement, Profit & Loss Only, 1099 Only, No Doc
  • Investor Loans (DSCR, Fix & Flip, Conventional Investment Loan, Hard Money, Bridge Loans, Commercial Real Estate Loans, Construction Loans
  • Foreign National Loans
  • HELOC & Cash-Out Refinance Options
  • Jumbo Loans
  • Condo Loans (Warrantable and Non-Warrantable
  • Land Loans Min $100k

MORTGAGE PAYMENT CALCULATOR

Calculate how much your monthly mortgage payment could be.